VA Assumable Loan at an Incredible 2.875 Interest Rate for Qualified Buyers! This is a rare opportunity to own a beautifully maintained 2021 home while potentially enjoying substantial monthly mortgage savings compared to many current market interest rates. Welcome to 2607 Settlers Oak Drive in the desirable Hubbard Branch community and Belton ISD. This move-in-ready 4-bedroom, 2-bath home offers 2,037 square feet of open-concept living designed for comfort and entertaining. The spacious living room features high ceilings, crown molding, and a cozy wood-burning fireplace. The kitchen is the heart of the home, with granite countertops, a large island, a breakfast bar, a walk-in pantry, and abundant cabinetry. The private primary suite includes a jetted soaking tub, separate shower, double vanity, and walk-in closet. Enjoy a covered patio, a fully fenced backyard, an automatic sprinkler system, a storage building, a smart thermostat, an owned alarm system, tile flooring throughout the main living areas, and a two-car garage. Additional features include: • Built in 2021 • 4-sided masonry construction • Smart thermostat • Owned an alarm system • Tile flooring throughout the main living areas • Two-car attached garage • Annual HOA dues of only $240 help maintain the neighborhood's beauty and value. The sellers are also including a one-year American Home Shield (ShieldPlus) Home Warranty for added peace of mind. Conveniently located just minutes from Fort Hood, I-14, shopping, dining, medical facilities, and schools, this home offers exceptional value, modern amenities, and an unbeatable financing opportunity. Opportunities like this don't come along often. Between the low-rate assumable VA loan, newer construction, excellent condition, and prime location, this home is one you won't want to miss. Schedule your private showing today!