5.25% Assumable FHA loan (3+ Yrs Already Paid towards 30-year note). No HOA, 1/4 Acre Lot, Cul-de-sac! Step inside this charming 3-bedroom, 2-bathroom home nestled beneath the shade of large, mature trees and filled with warmth, character, and comfort. This residence sits on a .24-acre lot and offers 1,440 square feet of functional living space-the perfect blend of classic charm and easy-living convenience. A welcoming living area flows into the dining and kitchen spaces, creating an open and inviting layout ideal for everyday living or hosting guests. Throughout the home, you'll find a clean and appealing mix of tile and laminate flooring, with absolutely no carpet, making upkeep simple and the home feel fresh and open. Step outdoors to a spacious backyard designed for relaxation and gatherings. With a privacy fence, shade trees, and a generous patio perfect for entertaining, you'll enjoy weekend cookouts, family time, or peaceful evenings under the branches. Featuring an attached 2-car garage, three comfortable bedrooms, and two well-designed bathrooms, this home offers value, charm, and potential for those looking to settle in and make it their own. Transferable Foundation Warranty. Schedule your showing today and come see all the possibilities this property has to offer.